Overview Director, Digital Assets Deputy BSA/AML Officer at Charles Schwab. Our Opportunity Financial Crimes Risk Management (FCRM) is part of Charles Schwab & Co. Corporate Risk Management. FCRM aligns with laws and regulations governing the identification and reporting of suspicious activity. FCRM includes Fraud Risk Management, the BSA/AML/Sanctions Program, Shared Services and Conduct Risk Management, and is dedicated to safeguarding the Firm’s assets and making Charles Schwab a trusted leader in the financial services industry. FCRM’s BSA/AML/Sanctions Program is seeking a Director to act as the Digital Assets Deputy BSA/AML Officer. This role requires leadership as an expert in financial crimes related to digital assets, leading the development of the AML Digital Assets Program and overseeing the assessment of digital asset-related financial crimes risk, ensuring regulatory compliance and safeguarding customer and corporate assets against financial crimes.

What You’ll Do Take a proactive approach to understanding the needs and vulnerabilities of the BSA/AML Digital Assets Program and provide recommendations to strengthen Schwab’s overall BSA/AML Program. Implement and oversee the BSA/AML Digital Assets Program, focusing on identifying, preventing, and reporting suspicious activities related to money laundering and terrorist financing. Build out and lead a highly skilled team, upholding regulatory requirements while implementing and maintaining risk-based procedures for the BSA/AML Digital Assets Program. Participate in strategic planning to align risk management with the organization’s broader goals, enhancing business resilience. Serve as a subject matter expert on digital asset surveillance and investigations. Stay current on BSA/AML regulations, guidance, and best practices. Participate in regulatory BSA/AML examinations and independent audits. Support various BSA/AML Program strategic initiatives.

What You Have 10-15 years of experience in the financial services industry with deep understanding of BSA/AML laws, regulations, and practices. Extensive experience working with internal and external stakeholders, including management, boards of directors, regulators, and auditors. 3+ years of experience in the digital asset space with knowledge of on- and off-chain digital asset surveillance and investigations. Financial crimes program leadership experience at a federally regulated bank or large broker-dealer strongly preferred. Extensive knowledge of evolving digital asset regulations and compliance requirements, nationally and internationally. Strong grasp of U.S. and international regulatory climate and impact on operational processes. Results-oriented with ability to develop concise strategies and solutions. Proven leadership experience and ability to drive solutions on complex assignments with regulatory and audit implications. Strong interpersonal skills in verbal and written communications. Experience identifying and resolving complex issues with various levels of management and business partners. Demonstrated ability to lead, motivate and develop associates in a dynamic team environment. Bachelor’s degree in Business / Finance or related field preferred. Series 7, 24 preferred. CAMS or other similar certification preferred.

What’s in it for you At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration. Our Hybrid Work and Flexibility approach balances workplace flexibility with in-person collaboration. We offer a competitive benefits package that supports today and the future: 401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance

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