Overview

Head of Underwriting (Florida) role at Stand — responsible for building and leading underwriting excellence from the ground up. Set performance benchmarks, refine guidelines, and harness technology to drive efficiency and strong book performance. As a key partner to leadership, you’ll play a pivotal role in launching new markets and products and redefines homeowners insurance through climate-first, data-driven resilience.

Base pay

$150,000.00/yr - $175,000.00/yr

Details

• Full-time, location varies
• Report to the Head of New Markets and collaborate closely with vendors supporting underwriting and operations
• Strong-fit role for someone enthusiastic to lay the foundation for ongoing underwriting excellence

Core Responsibilities

• Collaborate with leadership to establish performance benchmarks reflecting an effective and efficient underwriting team
• Monitor individual and team performance against benchmarks, providing ongoing feedback and coaching to drive continuous improvement
• Ensure ongoing loss performance of the book of business by refining underwriting guidelines and coordinating with technology to implement needed changes
• Maintain underwriting documents and resources, including agent training documents, vendor SOPs, formal underwriting guidelines, and other pertinent materials
• Collaborate with the Head of New Markets on guidelines and underwriting considerations when launching a new product or state

What We’re Looking For

• Minimum 7+ years of personal lines property experience, with at least 2 years of management experience
• Proficiency in establishing and managing KPIs and operational service levels, with an eye for eliminating bottlenecks and improving efficiency
• Experience with data vendors and usage in automated underwriting workflows
• Demonstrated homeowners market knowledge and acumen; having high-value exposure is a plus
• Florida-specific experience strongly preferred

Compensation

The annual base salary range for full-time employees in this position is $150,000 to $175,000 plus meaningful equity grant. Compensation decisions depend on factors including qualifications, location, internal equity, and alignment with market data.

Additional Benefits

• Comprehensive benefits including above-market Health, Dental, and Vision
• Weekly lunch stipend
• Flexible time off
• 401k plan

Why Join Stand?

Stand is a mission-driven team redefining how insurance intersects with climate resilience. This is an opportunity to build something transformative by leveraging technology, underwriting expertise, and data-driven insights to create a smarter, more adaptive insurance model.

Equal Opportunity Employment

Stand is an equal opportunity employer and does not discriminate on the basis of protected status. We believe that diversity enriches the workplace and are committed to growing our team with talented people from every community. Stand Insurance is committed to providing an inclusive and accessible recruitment process. If you require accommodations during the application or interview process, please let us know by contacting hiring@getstand.com. We will work with you to ensure you have the support you need to participate fully. Pursuant to the San Francisco Fair Chance Ordinance, we will consider qualified applicants with arrest and conviction records.